Business Owner Policies

A business owners policy is a comprehensive package that combines coverage for major property and liability risks, and many optional and additional coverages into one convenient policy. They are designed for small and medium sized businesses such as restaurants, retail stores, offices and independent contractors.   The coverage parts of a BOP include general liability, property coverage and business income coverage in addition to many other policy endorsements.
Offered through Westchester, a Chubb Company with broad coverages including but not limited to:

  • Up to $5 million in property coverage available
  • Standard optional coverages including hired and non-owned auto, abuse & molestation
  • Foreign liability, pollution liability
  • Liquor liability including bars, taverns, restaurants, liquor stores, clubs and more
  • Special event coverage for up to 500 attendees
  • Umbrella liability

For additional information, please contact your agent or Univantage at 888.824.8268
Chubb Insurance is rated A++ by AM Best.

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