About Employment Practices Liability Insurance

Employment practices liability insurance (EPLI) protects employers against work-related civil lawsuits. It includes protection for claims of wrongful termination, harassment, discrimination, defamation and other wrongful employment-related suits.
What An EPLI Policy Includes
EPLI provides coverage for defense and losses up to $100,000 for employment suits and claims. In addition, the EPLI coverage includes unique access to experts through The Best Practices Helpline and topical EPLI information from the Univantage Helpforce newsletter. These powerful resources provide employers with up-to-date information on industry best practices, along with specific one-on-one legal assistance for employment practices-related matters.
What EPLI Covers
EPLI provides coverage for employment practices including lawsuits arising from:

  • Discrimination
  • Sexual harassment
  • Wrongful discipline
  • Negligent evaluation
  • Wrongful termination
  • Failure to employ or promote
  • Breach of employment contract
  • Deprivation of career opportunities
  • Infliction of emotional distress

The Cost of an EPLI Policy
An EPLI policy can be purchased for as little as $40 per employee. The standard policy includes $100,000 in coverage with a $2,500 deductible. Options for other deductible amounts and higher limits are available on request. There is no minimum policy premium.
To get a quote, please contact Univantage Insurance Solutions at 888.864.8268.
EPLI flyer


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